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By Kashif Iqbal, Solicitor | Reviewed: 3 July 2026 If your income falls short of the £29,000 spouse visa financial requirement, cash savings can rescue your application. Savings of £88,500 meet the requirement on their own, and smaller amounts can bridge an income shortfall. But the savings route has strict rules on how much, how long and in what form the money must be held — and it is one of the most common areas where applications fail. This guide explains exactly how the c

By Kashif Iqbal, Solicitor | Reviewed: 3 July 2026 If you are applying for a UK spouse or partner visa in 2026, the financial requirement is the rule most likely to decide your application. In short: most new applicants must show a gross annual income of at least £29,000, or savings of £88,500, or a permitted combination of the two. If you first applied before 11 April 2024, transitional protection means the old £18,600 threshold still applies to your extensions and settlem